Frank John Smith was born October 5, 1852 in Granby, New York.  He married Elizabeth Olive Sanders, who was born in 1860 in Hannibal, New York.  They were married in 1878 in Hannibal and had two children Albert and Lelah.  Albert died as an infant in 1881.  In 1880 Frank homesteaded his ranch close to the Blue River and sent for his wife and baby daughter who came West by train to Dillon in the spring of 1883.

They had 10 more children, all born at the Smith Ranch, between 1884 and 1907.  As the boys grew into young men, they homesteaded additional acreage around the ranch.  The youngest son, Earl, operated the Smith Ranch until 1958, when it was sold to Ted Orr Sr. His son, Ted Orr Jr. and his wife, Virginia Smith (granddaughter of Frank and Elizabeth) operated the ranch until 1967, when it was sold to the Berger brothers.    

Karl and Adella Just homesteaded on Pole Creek in the Fraser River Valley in 1896.  Della was the daughter of Henry Lehman, who had, himself, homesteaded on the upper Grand River about 1880.  Karl and Della worked hard, adding to their property until by the late twenties, they had the largest holding in the valley. 

This lovely ranch was where Snow Mountain Ranch is now, and their log home still stands there even today.  Their several children homesteaded in their own rights.  Della and her son Alfred had what is known as the Rowley homestead, (now part of the Y-Camp) as well as what currently is the Winter Park Highlands.  Son Rudy and his wife Clarabelle ranched part of the original Just property on Pole Creek where they watched over his mother.  Another daughter married one of the Daxton boys and their spread was on Crooked Creek.

Until the 1950's, just beyond Tabernash on the north side of the highway at the foot of Winter Park Highlands stood one of the original log homes of this family. In fact, this house appeared in a 1952 movie called "On Dangerous Ground", starring Ida Lupino, Robert Ryan, and Ward Bond.  It was torn down some years later and a modern house built there.

Life was hard for ranching pioneers, perhaps hardest of all for the women, for they worked in the fields and of course, did all the work of the house as well as much of the garden work.  Little Della raked hay during the season, hoed gardens, hauled water, fished, sewed, and cooked.  She was tough.  The bright spots were when rare visitors stopped by, or as the population increased, dances were held in one town or another.

It was a given that the Just home, like those of most pioneers, had no indoor plumbing.  Nobody expected it and nobody complained.  However, by 1957, Della Just was in her nineties.  Karl was long gone.  Her children decided that she should have indoor plumbing after all these years, and they heard that young Dwight Miller had a brand new backhoe.   When they called, Dwight was pleased at the thought of doing such a useful job.

He brought his machine out to the ranch and prepared to get to work.  He discovered, however, that there was disagreement on this bright idea.  Della thought the notion was silly.  "I've lived all these years with an outhouse and I don't see any reason at all to change!"  

Back in those days, temperatures were very much colder than those currently expected.  Forty and fifty degrees below zero were not unusual at all.  But that old lady didn't mind this.  (No doubt, there were chamber pots available for the worst weather.)

Della's children, themselves no longer young, won out, and Dwight dug the trenches and the septic tank hole and laid the pipes.  We never heard whether Della got used to such luxury or not, but we know that Rudy and Clarabelle agreed that moving into the modern world was a good idea!

Once upon a time on the land that lies beneath Lake Granby and Shadow Mountain Lake there were ranches, pastures and an almost forgotten town, Monarch.  It is a story that goes back 100 years to the Summer of 1905, and the arrival of train service in Middle Park and promoters who were "honest men, but too visionary and lacking in experience", according to Frank H. Wolcott, a brother of one of the founders.

The Monarch Consolidated Gold and Copper Mining and Smelting Company owned the King and Queen copper mines on Arapahoe Range above the South Fork of the Colorado River.  They felt their assays indicated ore worthy of a mill and arranged to haul in the heavy machinery and proceeded to build a town with cottages, a small hotel, stores, a bowling alley, theater and dance hall.  By 1907 Monarch had a school and post office.  However, records indicate only about $150 worth of copper per year was ever produced.    

Soon the promoters realized a sawmill was needed to provide both timber and cash to support the mine operation. A dam was built creating Monarch Lake at the junction of Arapahoe Creek and the South Fork of the Colorado, and a canal was built to float logs cut near Strawberry Lake to Monarch Lake.  A stern wheel steamer bunted rafts of logs into flumes and canals towards the sawmill downstream in Monarch.

In the spring of 1906, Monarch management obtained a charter to build the Rocky Mountain Railway, a standard gauge, for lumber and passengers, from the Moffat tracks in Granby to Grand Lake, with a spur over an unspecified pass to Walden, in North Park.  The track was laid following the river from Granby to the sawmill, by Japanese and eastern European laborers.  Ranchers along the route, excepting Fred and Frank Selak, quietly granted rights-of way. The only rolling stock owned by the railroad was a small, ancient locomotive and a caboose.  The night before Thanksgiving 1906 the first train rolled into Monarch, and the rails never extended any farther.  There was daily service, and local ranchers could flag a ride or have their packages dropped off.  There were no cattle guards, so the fireman would step off the locomotive, open a ranch gate, and close the gate and hop back on after the train passed through. 

During the winter of 1905-06 a box factory was started. It operated briefly before it was destroyed by fire in the fall of 1908.  The fire forced the mill and railroad into receivership.  Visitors, particularly former stockholders, helped themselves to equipment and entire buildings, but Monarch's core was preserved and developed by Harry L. Dierks of Kansas City into KaRose.  This summer resort was named in honor of Dierks' daughter Katharine Rose.  Other Monarch buildings went to neighboring dude ranches and the bowling alley went to Granby.  

To hold the railroad right-of-way, Ernest Behr restored the locomotive in 1912 to carry parties of fishermen along the river from one pool to another.  Ed McDonald, a dude rancher, ran a Cadillac touring car on flanged wheels on the rails to carry mail, supplies, and passengers to the valley ranches.  Just before World War I the engine and rails were sold for scrap. 

Frank H. Wolcott wrote, "In September 1954 my wife and I drove over the site to discover any signs of Monarch or the railroad...It gave us a queer feeling to realize that substantial things like railroads and buildings that we helped build have vanished.  Was it all a dream?"

Monarch, now a picturesque lake for meandering around on a pleasant summer day, was once a bustling town, the home of the Monarch Consolidated Gold and Copper Mining and Smelting Company, and the rail head of the Rocky Mountain Railroad.  The life of this little company town and railroad was very short lived and now nearly forgotten. 

Boulder business men T.S. Waltemeyer, and Frank and Charles A. Wolcott heard about traces of gold, silver, and mostly copper at the junction of the Arapahoe Creek and the South Fork of the Colorado River.  In 1905 they established the Monarch Consolidated Gold and Copper Mining and Smelting Company and built their company on the assumption that a major belt of minerals extended east through the Continental Divide.  The Monarch Company consisted of several subsidiary companies including lumber companies, an "investment" company, an exploration company, and a development company.  The main objective of the company was to mine metal ores, but supplement it with timber and build a railway to benefit the whole corporation. 

The company had 1740 acres of placer and lode claims; the main mines were the Copper King, Copper Queen, Omaha, Ella C., and High Lonesome. The Monarch Company shipped heavy machinery by flatbed cars to Granby on the new Moffat Road.  They then put an ad in the paper asking for bids to haul heavy machinery 16 miles from Granby to Monarch.  The machinery included "5 boilers (eight and a quarter tons each), one engine (over eleven tons), one flywheel (6 tons), other machinery (from 1 to 5 tons), a carload of nails, and several hundred pounds of miscellaneous supplies."  The task of hauling the heavy equipment was made especially difficult by mud-holes and bridges not made for heavy loads.  Denver hauling companies refused to take on the job and one Swedish logging company from Wyoming abandoned the challenge after the first wagonload stuck in a mud-hole.

Finally Dick McQueary agreed to move the machinery.  To accomplish the job, McQueary purchased several hundred feet of hardwood planks in Denver, 3 inch thick, sixteen inches wide and twelve feet long.  Accompanying the heavy pieces up the mountain was a "4 horse team hauling hardwood plank, a 4 horse team pulling six inch pine poles, 10 feet long, and a four horse team pulling two ton large nails".   The crew built temporary bridges across mud-holes by laying pine poles 3 feet apart with hardwood planks laid across the poles.  2 light loads were driven across to test bridge followed by the heavy load pulled by 12 head horses.  Finally the planks and poles were pulled up to be used at the next mud-hole.  The heavy machinery was hauled in 2 weeks.

Construction on the Rocky Mountain Railway, a standard-gauge line from Granby to Monarch, began in 1907.  The 16 mile line was completed by Thanksgiving.  There were hopes of someday extending the line to Grand Lake for resort passengers and eventually a line to Walden in North Park.  The Denver and Northwest Railroad Company helped survey the line by lending J.J. Argo's services.  Dick McQueary was once again brought in to grade the road bed between the Monarch mill and Granby.  Most of the workers on the railroad were Japanese, Bulgarian, Hungarian, and Austrian day laborers from an employment agency in Denver.  The laborers were paid $2 a day, (plus a fifteen cent fee for their interpreter).

Once the railway was completed and in operation it issued passenger tickets.  However, the company never published a schedule.  Neither did the company hire a full train crew to run their single locomotive.  To meet regulations for switching service on Moffat tracks in Granby, the Rocky Mountain Railroad took on board a couple of interested bystanders.  At gates crossing ranch properties fireman Leo Algier would simply jump off the train to open the gate and close it after the train had crossed through before hopping back on the train.  Ranching families on the line were allowed to catch rides on the train when it passed through or to request package drop-offs. 

The Monarch Company created Monarch Lake by damming the valley, at the junction of Arapahoe Creek and South fork of the Colorado River, for use with the saw mill and the box factory. A 2800 foot long chute carried tree trunks down the hillside to the lake where they hit the water and could bounce up to 50 ft high.  Then a stern-wheel steamer pushed logs into a system of canals and flumes that led down to the saw mill and box factory. 

The town of Monarch included employee housing, business offices, a post office, and an assembly hall.  Dick McQueary helped haul sawlogs to mill and haul materials for building employee housing in Monarch.  Grand County's first hydro-electric generator was in Monarch.  The waterworks system was created by piping water from the falls at Mad Creek and had pressure up to 300 lbs per inch. 

Even thought the mining company never produced more than $150 a year, the owners continued to promote the business to stockholders and they were able to keep the business running by through their enthusiasm for the project.  During the summer, stockholders were invited to visit Monarch, tour the site, and hear lectures on the operation.  The tour often included a visit to a spruce tree named "Monarch" that was seven feet in diameter.  So, while business might not have been booming, enthusiasm and interest from stockholders was.  

The last piece of Monarch to be constructed was the box factory in 1907.  Unfortunately the factory only operated for 2 or 3 months before it suffered a fire and was totally destroyed.  Robert Black in Island in the Rockies stated that the questionable promotions of Monarch would have been forgiven if the box factory had developed into a solid operation. 

Soon after the fire, a disagreement between management and labor resulted in the entire work force being fired.  For several months the Rocky Mountain Railroad operated the train with one man who acted as engineer, fireman, brakeman and conductor. The company hired Dick McQueary as general manager until fall the fall of 1907 when stockholders discovered the true state of the company and declared bankruptcy.   Stockholders and the community were convinced that the whole company had been created as stock-selling scheme.

Although the Monarch Company and the Rocky Mountain Railroad were no longer in business, the railway continued to be used for a number of years.  For example, Ed McDonald, dude rancher, put a Cadillac touring car on flanged iron wheels to carry mail, supplies, and guests to his ranch.  The center of town was preserved and developed by the Dierks as a summer resort called Ka Rose, after Katherine Rose Dierks, after the owner's daughter.   In 1912 the rail line was used for transporting fisherman along the river by Ernest F. Behr, a former Colorado and Southern engineman.  Finally, in 1918 the rails were sold to a junk dealer in Denver to satisfy the World War I need for scrap metal. 

Currently, the town, mill site, and box factory lay under the waters of Lake Granby and are inaccessible, except in years of draught.  However, there are a couple of remaining pieces at Monarch Lake that are still visible.  On the south side of the lake, near the water's edge, is a boiler that was used to yard logs into a chute and shoots the logs into a holding pond.  Also, the flume still runs down the hillside into the lake.  The trail around Monarch Lake takes hikers directly under the flume.